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阿里巴巴与在线贷款公司Kabbage合作，向美国中小企业贷款。_我的网站

一 |     New York City — What scientists are brewing inside a New York City lab could dramatically change the products people use every day.Shara Ticku, co-founder of C16 Biosciences, took CBS News inside the lab where the company grows an alternative to palm oil. Ticku said yeast plays a key role in their development process.   "Palm oil is responsible for making hand soaps, foam and cleanse," Ticku explained. "It makes the color stay on your lipstick and on your lips. And it helps create a smooth spreadable emulsion in peanut butter." 

     Palm oil is the most popular vegetable oil in the world, and more than 1.7 million tons were consumed in the U.S. in 2022, according to numbers from Statista.   But it can be as destructive as it is versatile. The World Wildlife Foundation says large-scale palm oil harvesting destroys rainforests and pollutes communities. It is found in more than half of packaged products on supermarket shelves, the conservation organization said.                  The Roundtable on Sustainable Palm Oil, a trade group for the palm oil industry, told CBS News in a statement that "while many exciting alternative palm oil solutions are being developed, curbing the immediate impacts of palm oil production will require solutions that are already scalable."C16 Biosciences would not give CBS News specifics about how much of its palm oil alternative it produces, the company said it  generates "metric tons" every week. It has also partnered with beauty companies and hopes to expand to food."Lab-grown variety may well save the day," climate economist Gernot Wagner told CBS News. "Big question, of course, is this sort of approach the one that will in fact be scalable, and that doesn't have its own negative, broader environmental societal costs?"For Ticku, the proof is in the process.                       "Our process today takes about six days from when we start the process until we extract the oil," Ticku said. "If you plant that today, it takes seven years.""That's the power of biology," she adds.                                  

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• Environment
    

。北京时间1月15日消息，阿里巴巴集团已朝着在美国扩大业务的长期目标迈出了另一步。

二 | 为了增加美国小企业的销售额，阿里与美国在线贷款公司Kabbage合作，向美国中小企业贷款。Kabbage是由软银集团投资的独角兽企业。

三 | 利用大数据和机器学习技术确定中小企业贷款资格。贷款速度比传统银行快。

四 | 作为后来付费的新项目的一部分，阿里在阿里巴巴网站上向高质量的美国买家提供高达15万美元的贷款。

五 | 后付费是一种理财产品，被称为“国际版花瓶”。

六 | 面对来自亚马逊和中国其他竞争对手的竞争，去年阿里悄悄地在美国实施了一项收购交易，以进一步发展其在美国的业务。

七 | 2018年9月，阿里悄悄收购了社交购物初创企业OpenSky，以建立其北美业务。未披露购买金额。阿里早在2015年就投资了OpenSky。当时，OpenSky在美国接管了几处患病地点。现在，OpenSky经营着阿里的北美B2B业务。

八 | 尽管阿里是亚洲电子商务无可争议的王者，但其与卡巴奇合作向美国中小企业贷款的决定，突显出该公司在经历了一些挫折后，选择了温和的北美扩张战略。

九 |

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